How to open a checking account

Before you go to the bank, see what you need to bring with you.

When you open a checking account, the bank will need to verify your identity.

You may need to bring one or more pieces of identification to do so.

Two forms of current photo identification are usually required. Ask your bank what forms of identification they accept.

Ask your bank if they can accept a major credit or gas card as identification.

A pile of $100 billsMoney to deposit. Be prepared by asking your bank in advance if there will be a minimum opening deposit required.

Ask your bank which forms of ID they accept, for example:

  • Driver’s license or state ID
  • Passport
  • U.S. military ID
  • Alien Registration card
  • Matricula Consular card

To learn how to use your checking account, see the lesson Using and managing your accounts.

Click the Next button to learn about ATM and debit cards.