How to use your transaction register

Learn more about your transaction register and how to use it.

Transaction register for a checking, savings, or money market account.

This column is used to record the date the check was written or the transaction was.

This is the number of the check

In this space, you describe each transaction and its purpose.

These codes correspond to the legend at the top of your register.

Once a month, you’ll use this column to check off each transaction that appears on your monthly account statement. This will help you to insure that your records and the bank’s records match.


This is the amount of the withdrawal.

This is the amount of the deposit.

This column is used to calculate the current balance in the account by adding each deposit and subtracting each withdrawal.

Key points
Don’t forget to record all of your transactions, not just checks. Be sure to include:

  • Deposits
  • ATM withdrawals
  • Debit card purchases
  • Electronic funds transfers
  • Interest payments
  • Bank fees

Click the Next button to learn about overdrafts and how to avoid them.