Now, test your judgment.
Mariana’s roof leaks, so she needs to act fast. A local roofer has recommended a lender. He’s offering the amount she needs and a very quick loan process. In fact, all she needs to do is sign his standard agreement; he’ll fill in the details later. The monthly payment is higher than she hoped, but he says this can be adjusted after 90 days. Because all the roofing companies are so busy, he urges her to sign the agreement today.
Which choice do you think is best for her?