Some providers offer different ways to access mobile banking through a mobile website, mobile applications,…
How to make a mobile deposit
Quick answer: Depositing a check using mobile deposits is easy, convenient, reliable, and safe. Using the camera on your smartphone or tablet, you can deposit a check into your account from anywhere in a flash.
Making a mobile deposit is:
- Easy to do
- Convenient and accessible
- Safe and secure
Set up mobile access or online access through your financial institution. Select the mobile deposit option. Sign the back of the check (just like you would at the ATM or with a teller). Most banks offer a simple process: take a picture of the front and back of the check then press submit. It’s simple… start, snap, submit.
Life is busy but mobile deposits can make managing your money and banking more convenient. You have access to your account 24 hours a day, 7 days a week. Banking hours are on your schedule now; there is no need to worry about making it to the bank because you can deposit your checks from virtually anywhere at any time… fast!
All check deposits are subject to standard check holds regardless of the method of deposit (just like with a teller or at the ATM). With mobile deposits, you will likely receive a confirmation indicating the deposit is in process. If you sign up for mobile alerts, you will be notified immediately when the funds are available. Mobile alerts can also notify you of changes in your account balance and if there is a problem with a deposit. You can rest assured that your deposits are safe but you also want to protect your device and account.
Other considerations to make sure your account information is safeguarded:
- Protect your device with a personal identification number (PIN) in case of loss or theft
- Download the app directly from your financial institution or a reputable app marketplace (such as the Apple App Store or Google Play Store) and connect using your cellular service rather than an unsecured Wi-Fi network