Mobile banking

Quick answer: Mobile banking allows you to perform banking tasks such as checking balances, transferring funds, paying bills, and other tasks right from your mobile device.

Some providers offer different ways to access mobile banking through a mobile website, mobile applications, or text banking.

Mobile website allows you to access account information and make transactions from your phone’s web browser. This service is generally optimized for use on your smartphone and provides fast and easy access to your accounts. By using secure log-on information, you can typically check your balance, transfer money, find the closest bank or ATM, and pay bills from your mobile device.

Mobile banking apps give you fast access to account information and typically use your mobile device’s built-in functions to provide a better banking experience.

Generally, mobile banking apps allow you to:

  • Deposit checks with supported devices
  • View check and deposit images
  • Pay bills
  • Transfer funds
  • Explore detailed account activity
  • View balance information
  • Utilize GPS to locate ATMs

With text banking, you can quickly request and receive account information via text message. Some financial institutions can send you your balance information, recent account activity, credit card due dates and ATM locations, all by text. Some providers can send you a text if your balance goes below a certain amount.

Using these tools may help you manage your money better and meet your savings and debt reduction goals, no matter where you are.

While these mobile banking services are often provided by financial institutions at no additional fee, your mobile carrier’s text messaging and web access charges may apply.