Understanding credit cards

Learn valuable tips for using credit

In this lesson, you’ll explore tips and techniques for using credit cards the smart, safe, and responsible way.

Someone swiping a credit card through a point of sale system.

You’ll learn:

  • The basics of credit cards, including interest rates, secured vs. unsecured cards, and more
  • How a low interest rate and repaying your balance quickly will benefit you in the long run
  • How to read your credit statement
  • How to keep your credit card safe
  • How to recognize the warning signs of fraud

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