Two months from now, Rachael plans to rent an apartment of her own. She realizes that any potential landlord will probably review a copy of her credit report. So Rachael requests a free copy to review herself. As she studies the report, she sees that it contains a major error. It says that she’s 120 days late in paying $1,275 to a national chain clothing store … where she’s never shopped!
Given Rachael’s situation, which decision do you think is best for her?