Financial tools for deployment

Put tools in place to streamline your finances

There are several things you can do before you leave that will help automate some of your financial obligations.

Instructions: Click each financial tool to learn more.

Direct deposit

Direct deposit is required for military servicemembers, but it’s also a good idea for spouses as well. An easy way to make sure pay is received and deposited into your family’s accounts is through direct deposit — it is faster, safer, and more convenient than receiving a paper check. You can verify the deposit amount, date, and other important information online.
Talk to your financial institution to set up direct deposit and to see if there are additional tools you can use, such as online banking or mobile deposit. It may take time for direct deposit to go into effect. Research if you need to open an additional account in the country where you’ll be stationed.


The Defense Finance and Accounting Service (DFAS) provides MyPay— an online payroll and accounting system. You can use this system to view your payment details, see any travel claims, edit your Thrift Savings Plan (TSP), or make changes to withholding.
You can use this system to automatically divide your pay and distribute these amounts to more than one account. This is called making allotments. Making allotments is easy and convenient way to provide money for your family while you’re deployed, or automatically save and invest. Visit the DFAS website ( for more information.

Savings Deposit Program (SDP)

Servicemembers who are deployed to combat zones, qualified hazardous duty areas, or other contingency operations outside the United States may participate in the Savings Deposit Program (SDP) run by the DFAS. This program offers a guaranteed annual return of 10% — an amount that is greater than traditional savings accounts and many investment opportunities. The SDP can help you build your savings. Read more about SDP on the DFAS website.

Your credit report

Contact one of the three main credit bureaus (Equifax, Experian, TransUnion) to place an “active duty alert” on your credit report. This will help you minimize the risk of identity theft while you’re deployed. The alert is effective for one year, unless you or a personal representative removes or renews it.
Credit bureaus websites:
To obtain a free copy of your credit report visit:

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