Build a retirement strategy team

Ask for help in creating your retirement strategy
Jasmine
If you’re like most people, you’d like to retire some day, and you have some ideas about the kind of life you’d like to lead in retirement. But do you and your family have a strategy in place to make that happen?
Juan
Creating a retirement strategy is a great first step, and there are a number of people who can help you. Think of these individuals as your retirement strategy team. Take advantage of the information and advice they can offer you.
Jasmine
Remember: lots of good information is available about retirement planning at low or no cost — in books, magazines, and on the web — but if you do pay someone to advise or assist you, be sure you understand how (and how much) you’ll be charged.
Juan
Some financial services companies will answer basic financial questions for free, or create a basic financial plan for as little as a few hundred dollars. You may have to pay for some planning services, but financial advice doesn’t have to be expensive. And paying for that advice now can be a bargain if it helps you make smart financial choices that pay off in the long run.

Create a retirement strategy team:

  • Employer
  • Tax advisor
  • Investment counselor
  • Insurance agent
  • Financial planner

Note: You may not need to speak to every one of the individuals listed above—in some cases, a financial planner can help with some or all of your needs. But be sure to check the credentials of any people who are part of your retirement strategy team. Make sure they have a solid track record and reputation and make you feel comfortable. You should feel confident that they understand your financial situation.

Click the Next button to continue.