Scenario: Building a future

Randie is a military spouse trying to increase her family’s savings.

A military spouse hugging her husband.

Randie’s making money, helping to pay the bills and buy essentials, but sometimes runs short between paychecks. She doesn’t like feeling broke. She wants to get into the habit of saving so that her family has money to fall back on if she loses her job or has an emergency. She also wants to help save up for big purchases for the family, like a vacation. In the long-run she wants something to show for her hard work and help contribute to their retirement.

Given her situation, which choice do you think is best?