A spending habits checklist

Use this checklist to identify challenges and goals

How do you spend your monthly base pay and/or your basic allowance for housing (BAH)? Do you check your leave earning statement (LES) in MyPay?

This checklist will help you spend your money responsibly and create more savings.

Instructions: Read each spending habit and then click in the appropriate column.

Spending habits checklist

Spending habits I do this now. I’ll start this month. I’ll start in 3 to 6 months.
Pay monthly bills on time
Put aside money for day-to-day expenses (laundry, parking, etc.)
Save money for big-ticket items (such as a car or TV)
Save money for emergencies (medical bills, home or car repairs)
Save money for major future goals (a nice vacation or retirement savings)


When you’re finished, click the Next button for tips about spending responsibly.