Bad credit can cause you big trouble. And if you don’t pay your credit card bill on time, that’s what you’ll have! And it’s the same if you miss payments — you may have to pay even higher interest rates. Paying late or missing payments results in bad credit.
So maybe you’re thinking, “Why not get another card so I can have more money to spend?” Well, it’s not that easy — and it’s not smart. Any other credit card company will look at your credit history to be sure you’re a safe bet.
So think about it. Having good credit is the key to getting things you want — a car, an education, a house…Good credit just makes sense. Bad credit is something you should definitely avoid.
Click the Next button to learn about the cost of credit.