Lending and trustworthiness

AlexWhen was the last time you borrowed money? Last weekend, I borrowed money from my friend Alicia, to share a pizza. I think I paid her back…anyway, she’ll tell me if I didn’t!

Picture of Alicia and a pizza


Alicia didn’t hesitate lending me the money because she trusts me to pay it back. I mean, neither of us has a lot of money, so trust is really important.

Imagine if Alicia or I went to the bank to get money for what we really want — something expensive, like a computer. Banks will lend you money — but only if you have a good credit history of paying money back.

So here’s the question: How can you establish a good credit history? Where do you start?

Click the Next button to learn about credit card spending limits.