Good credit vs. bad

Good credit means that you make your payments in full and on time.

a happy, smiling couple

Bad credit is just the opposite.

A worried  man

Good credit vs. bad credit

Good credit Bad credit
Good credit signs
Paying at least the minimum required payment
Paying on time
Never missing a payment
Staying within your credit limit
Bad credit signs
Paying too little
Paying too late
Missing payments
Going over your credit limit
Result
Easier to borrow money
No additional penalty fees
Result
Difficult to borrow money
You lose money on late fees

 
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