Want to get started building credit? Here are good steps to take.
Open your own bank accounts and manage them well.
Never spend more than you have in your bank accounts.
Get a gas/store credit card; always pay your bills on time.
Take out a small loan; repay it monthly in full and on time.
Get a secured credit card linked to a savings account. See credit cards to learn more.
Note: Here’s another good way to establish credit: put your apartment lease and utility bills in your name and always pay your rent and bills on time
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