Ryan’s been working to save money for school next fall. While he’s at work, his motorcycle gets clipped by a pickup and crashes over. Result: a bent foot peg, a broken lever, a smashed signal, and scratched paint. It can all be fixed, but it isn’t in his budget, unless he pays some bills late. He needs his motorcycle to get to work and school.
Given his circumstances and these three choices, how would you advise him to pay?