How to open a savings or checking account

Before you go to the bank, see what you need to bring with you.

A picture of a passport with a caption that reads “Photo ID,” a picture of credit cards with a caption that reads “Credit Card,” and a picture of 100 dollar bills with a caption that reads “Money.”


  • Two forms of current photo identification are usually required. Ask your bank what forms of identification they accept. (Ask your bank if they can accept a major credit or gas card as identification.)
  • Money to deposit. Be prepared by asking your bank in advance if there will be a minimum deposit required.

A parent or guardian must accompany a person under 18 (19 in Nebraska) and usually must bring 2 forms of current identification for the person under 18. Ask your bank which forms of ID they accept for persons under 18, for example:

  • Birth certificate
  • Immunization record
  • Student ID
  • Social Security card

Click the Next button to see the parts of a check.