Glossary

Calculators

Standard Calculator
Value of an Investment
Cost of Loan
Cost of Mortgage
Retirement Savings
Credit Calculator
Rule of 72

Standard Calculator
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Enter Your Initial Investment

$

Contribution Frequency Weekly
Bi-Weekly
Monthly
Annual

Contribution Amount

$

Interest Rate %

%

Number of Years to Save

Desired annual income in retirement

$

Expected annual Social Security benefits

$

Expected annual pension, if any

$

Amount Borrowed

$

Annual % rate

%

Monthly Payment

$

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Topics

The Hands on Banking website has all of the materials you need to help you succeed financially. The following topics can help you get started on your financial education journey.

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After High School

Make a strong start in your financial life. Learn about creating a spending plan, starting work, and how continuing education after high school supports your financial future.

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Banking

Just getting started or want to learn more about banking? Learn about financial institutions, types of accounts, and account management tools.

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Career

From resume writing to job searching, starting or finding a new career can be exhausting. Our Career topic can help you find what you’re looking for.

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Cars

For many consumers, a new car is second only to a home as their most expensive purchase. It pays to get the most value possible for the money you spend.

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Credit and Loans

Building strong credit is an important part of your financial picture. Learn how to build credit, maintain it, and even repair it when things get a bit off track.

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Debt

Being able to borrow money when you need it can give you financial flexibility. Be sure to carefully balance your credit and debt load – too much debt can damage your money situation for years.

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Family

While not necessarily easy, it’s always a good idea to talk about money with your family. Help your children and other family members build important personal finance and money management skills.

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Goal Setting

Strong financial know how can help support your goals, your family and your future. Learn about budgeting, investing, retirement planning and more.

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Healthcare

Healthcare costs are a major part of most family’s budgets but there are things you can do to help manage these costs.

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Home

Owning a home can be one of the best investments you make. Explore our resources to help you decide carefully.

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Identity Theft and Fraud

Be proactive by learning the signs of fraud and identity theft as well as the options you can use to protect yourself.

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Insurance

There are many insurance options that can help protect you from major expenses. Examples include insurance for your car, home, and even your pet.

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Military

PCS and Deployment are just two unique aspects of a servicemembers’ financial life. Learn more about the many financial topics that are special for you and your family.

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Money Management

Managing your money is important. While there’s always something new to learn or try, there are also simple and practical tips that you can apply today.

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Retirement

Learn how to support yourself financially after you finish your career. Planning early is key.

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Small Business

If you want to start a business or run yours better, start with these Small Business resources.

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Taxes

Having a basic understanding of taxes can help you become a good money manager. Explore our resources to learn basic concepts about income taxes.

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Investing

You can build wealth through savings, investments, property, or your own business. These resources give you and your family options and opportunities.