How to open a checking account

Before you go to the bank, see what you need to bring with you.

When you open a checking account, the bank will need to verify your identity.

Two forms of current photo identification are usually required. Ask your bank what forms of identification they accept, for example:

  • U.S. military ID (CAC Card)
  • U.S. Military Dependent ID
  • Driver’s license or state ID
  • Passport
  • Alien Registration card
  • Matricula Consular card

Don’t forget to bring money to deposit. Be prepared by asking your bank in advance if there will be a minimum opening deposit required.

Also, ask your bank if there are special banking programs for military servicemembers.

To learn how to use your checking account, see the lesson Using and managing your accounts.

Click the Next button to learn about ATM and debit cards.