Military to civilian pay considerations

Convert your military pay to civilian pay

A family in front of their new home. The mom is unloading gardening supplies from their minivan, while the dad chats with his son.

Military pay and civilian pay are not the same. As you figure out how much money you’ll need to earn in your next position, be sure to also consider:

  • Benefits, such as health care, dental care, or life insurance
  • Incentive pay, commissions, etc.
  • Cost of living if you plan to move
  • Tax rates (income tax, sales tax, property tax, etc.)

Here are some resources you can use to begin thinking about your future salary or wage.

The Department of Defense provides a calculator that shows an approximate equivalent civilian salary. You’ll be asked to input:

  • Your military pay grade
  • Years of service
  • Location
  • The size of your family
  • Your itemized deduction estimate
  • State marginal tax rate
  • Monthly spousal income

Use the Regular Military Compensation Calculator on the Department of Defense Military Compensation website.

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