Are you a smart car shopper?

As you start the car buying process, consider these helpful tips:

  • Shop for your car loan before you shop for your car.
  • Try to get pre-approved for your loan.
  • Decide on your top price, with monthly payments you can manage.
  • Never sign a contract with any blank spaces.

As you make your choice:

  • Be flexible about the make, model, year, and color you want.
  • Be careful about extra, unnecessary, and expensive options the dealer may offer you, such as undercoating, fabric protection, and paint sealant.
  • Don’t feel pressured to make a decision. Take your time and evaluate all your options.

Note: A pre-approval is a written commitment from a lender that confirms the price of car you can purchase. It lets you and others see, in writing, that you qualify for a specific car loan amount.

Read more about car shopping tips.

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