Build a retirement strategy team Transcript If you’re like most people, you’d like to retire some day, and you have some ideas about the kind of life you’d like to lead in retirement. But do you and your family have a strategy in place to make…

what is a credit report? Your credit report is a document issued by an independent credit reporting agency that contains information concerning your credit history and current credit standing. Transcript The complete written version of your credit history is called your credit report. You can…

Six basic skills Transcript What does it take to manage a small business? Well, keep in mind that there are thousands of different kinds. Some make products, and some sell services. Some are retail, such as stores that sell to consumers… …and some…

consider entrepreneurship The reality, according to the U.S. Small Business Administration, is that less than 50 percent of all new businesses last more than two years. They also attribute 95 percent of all business failures to the business owner’s lack of experience and expertise. Before launching a venture…

For many individuals and families the tax refund is the single largest check of the year. Being prepared – before, during, and after tax season – can help you save time and money. These tips and suggestions can help you make the most of tax season. 1. Organize your paperwork…

Financial preparations for PERMANENT CHANGE OF STATION (PCS) Having a financial action plan can give you greater control and peace of mind during a PCS move. Here are some considerations as you prepare: Learn what’s covered and what you have to pay. Start with the…

WHAT IS ELDER FRAUD AND FINANCIAL ABUSE? Elder financial abuse happens when someone takes money or property from an older person without their knowledge, understanding, or consent. It happens every year. Of the reported cases, we know that Americans are losing at least $2.9 billion every year to people who…

have a plan Before investing in the stock market, create an overall plan of what you are trying to accomplish. Set financial goals and determine how much time you have to reach them. Taking your tolerance for risk into account, decide how much money you need to invest every…

pick the perfect location Choosing the most appropriate location for your small business can be critical to your success – especially if you are a retailer. RESEARCH THE AREA The first step in determining an ideal location is researching the area. Ask your local Chamber…

What is a spending plan? Transcript A spending plan is a simple strategy for making the most of your money and reaching your financial goals. How do you create a spending plan? On a simple, one-page form you write down the money you have coming…